A single 2-hour meeting focusing on a select few financial issues including:

- Investment portfolio and asset allocation
- Basic retirement projections
- Cash flow and credit management
- Tax planning or other tax issues
- Any other financial issues or concerns you may have

You will receive:

- A short summary of recommendations
- Schedules, graphs, calculations, etc prepared during the meeting

Within one year of your original session, you have the opportunity to apply the fee paid for your Financial Reality Check as a credit toward a financial or retirement plan.

Portfolio review and advice for those who prefer to invest on their own:

- Determination of investment time horizon and risk tolerance
- Asset allocation/location
- 401(k)/403(b) accounts
- IRAs and other retirement accounts
- Non-retirement accounts

You will receive:

- Portfolio recommendations emphasizing low cost and tax efficiency
- A portfolio snapshot
- A schedule outlining specific portfolio changes

A detailed financial planning engagement that ensures you are on track to achieve your financial goals. Typically for those in their mid-20  s to mid-40  s.

You will receive:

- Investment portfolio review and recommendations
- Net worth and cash flow statements
- Cash flow analysis and credit management advice
- A basic review of your estate plan and life insurance needs
- College savings strategies
- Advice concerning any other financial issues and concerns you have

A detailed financial planning engagement that determines when retirement is an option, and what savings you require. Typically for those in their mid-40s to mid-60s.

You will receive:

- Investment portfolio review and recommendations
- Net worth and cash flow statements
- Retirement cash flow projections
- Advice concerning your various retirement plans
- Overview of estate planning, life insurance needs, and long-term care needs
- Advice concerning any other financial issues concerns you have

Customized financial planning engagements for those with particularly unique or complex circumstances.

Investment management is offered on a non-discretionary basis (trades are not placed without your consent) for clients seeking an on-going relationship. Hourly fees for these services are based on the level of assets and number of accounts.

Income tax return preparation includes:

- Electronic filing of returns
- Electronic tax payments/refunds

Professional Tax Planning available for those with more complex financial circumstances

Roth IRA Conversion planning is also available